You need to upgrade your Flash Player to view this content.
Graham|Benson provides you with a second chance to be free of debt!
J.D. Graham and Michael J. Benson and their associates have years of experience in assisting clients with filing bankruptcy to eliminate or restructure the amount of debt they owe from credit cards, medical bills, lawsuit judgments, income taxes, mortgages, car loans, etc. Select Graham|Benson and you are getting a law firm that utilizes all its resources toward practicing bankruptcy law and only bankruptcy law.
Why should I file bankruptcy?
Bankruptcy can solve many financial problems for individuals, couples or businesses by stopping foreclosure on the eve of your home being sold at the courthouse steps, significantly reducing interest rates paid on car loans, eliminating credit card debt and medical bills, stopping wage garnishments immediately, providing relief regarding income taxes, stopping harassing collection agencies and the unnecessary accompanied stress, and more.
learn more >When should I file bankruptcy or meet with an attorney?
The sooner you meet with a bankruptcy attorney the better prepared you will be to protect the assets that you own and the sooner you may no longer have to spend thousands of dollars paying minimum monthly credit card payments. Graham|Benson can file a bankruptcy within a few days, but on average it takes about 2 weeks; however, we may advise you that you will receive certain benefits by waiting a month or more to file your bankruptcy. learn more >
You need to upgrade your Flash Player to view this content.
Graham|Benson practices bankruptcy law before the United States Bankruptcy Court for the Southern District of Illinois with courthouses in East St. Louis and Benton, Illinois. The Southern District of Illinois serves nearly all counties south of Springfield, Illinois. Therefore, we have established our law offices geographically to be closer to our clients who fall within this jurisdiction. Our four law offices are located in Swansea, Edwardsville, Mt. Vernon and Carbondale.
What type of bankruptcy should I file?
There are several types of bankruptcy, but only two, Chapter 7 and Chapter 13, that are generally filed by individuals, married persons and small businesses. Chapter 7 is the bankruptcy commonly referred to as a complete bankruptcy or liquidation, and its laws are outlined in Chapter 7 of the United States Bankruptcy Code. A Chapter 13 Bankruptcy is commonly referred to as a restructuring or modification of debt, and its laws are outlined in Chapter 13 of the Code. Click the 7 & 13 icons on the Knowledge Center above for more information regarding these bankruptcies, and Schedule a FREE Appointment to get advice directly from one of our attorneys to determine which type is best for you.
How do I file for bankruptcy and how much does it cost?
FIRST - call our location nearest you to schedule your FREE initial consultation with our attorney within a day or two of your call. The receptionist can explain all the fees associated with a bankruptcy, including attorney, court and mandatory credit counseling fees.
SECOND - attend the consultation with an understanding of your debts, assets, income and expenses. To save you time it is not necessary to bring a box full of documents to this appointment.
THIRD - at the consultation you will be told the advantages and disadvantages bankruptcy will provide YOU, receive answers to your questions and we will plan the next steps in order to file your bankruptcy as quickly as you wish to proceed.
learn more >